sample of publications

• articles 

  • Financial access and household's borrowing: Policy perspectives of an emerging economy.  JOURNAL OF POLICY MODELING.  44:981-999. 2022
  • Permanent inequality versus earnings instability and transmission of income shocks to consumption expenditure in India.  QUARTERLY REVIEW OF ECONOMICS AND FINANCE.  84:80-91. 2022
  • The Determinants of Access to Informal Credits in India: An Application of Quantiles via Moments Method.  Journal of Quantitative Economics.  20:1-22. 2022