Electronic International Standard Serial Number (EISSN)
2281-5236
abstract
The interplay between the objectives of financial stability and consumer protection underpinning the bank resolution framework is a very complex one, hence the need of an adequate calibration of safeguards. A flexible approach in phasing-in MREL requirements is, therefore,necessary. If MREL must be institution-specific (Article 4 of the Delegated Regulation), there ishardly any other field of prudential regulation where individual calibrations are more warranted, and the use of general principles of proportionality, subsidiarity and diversity more necessary.