Secure Multiparty Payment with an Intermediary Entity Articles uri icon

authors

  • CARBONELL CASTRO, MILDREY
  • SIERRA CAMARA, JOSE MARIA
  • LOPEZ, JAVIER

publication date

  • July 2009

start page

  • 289

end page

  • 300

issue

  • 5

volume

  • 28

International Standard Serial Number (ISSN)

  • 0167-4048

Electronic International Standard Serial Number (EISSN)

  • 1872-6208

abstract

  • During the last years, many secure electronic payment solutions have been proposed but most of them are focused on the traditional two-party business
    models with a customer and just one provider. In this paper we propose a new
    secure multiparty payment model with an intermediary, who helps the customer to
    make purchases and payments with many providers simultaneously. In our secure
    infrastructure it is assumed that the intermediary does not need to be a trusted
    entity (it does not need to be a TTP). One of the most important issues of this
    contribution is the Intermediary-3D: we propose a simple adaptation of the 3D
    Secure™ payment protocol in order to maintain the 3D Secure™ working modes but
    offering the possibility of making multiple secure payments through an
    intermediary. By means of this slight adaptation, our model avoids the
    provider's enrolment process in a centralized system (e.g. Visa Domain) and it
    makes more robust and secure the multipayment scenarios, as well as, it favors
    its deployment in global networks like Internet.